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Contents Insurance

Covers the goods in your life at & away from home, including those precious items that are very important to you and your family.

 
 

Electronics

Sports Equipment

Jewellery

 
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Do you know what your contents are worth?

Start making a full inventory of what you own and what it might be worth, You will be surprised how much it all adds up to. See the calculator below to get you started.

 
 
 

01

KITCHEN

Appliances, Food, Glassware, Crockery, Furniture, Utensils, Coffee Machine & Others.

02

DINING ROOM

China, Furniture, Crystal, Silverware, Liquor & Others.

 
 
 

03

BEDROOMS

Beds, Duvet and Bedding, Books, Desks, Radio, Electrical Items & Others. 

04

GARAGE

Bikes, Camping Gear, Freezer & Contents, Lawnmowers, Ladders, Gardening Equipments, Tools & More. 

 
 
 

05

LAUNDRY

Washing Machine, Dryer, Ironing equipment, Vacuum Cleaner, Cleaning Materials & Others.

06

LOUNGE

Bookcases, DVDS, Books, CDS, Coffee Table, Furniture, T.V, Antiques, Ornaments & Others. 

 
 
 

07

PERSONAL

Camera, Clothing, Computer Equipment, Cosmetics, Dentures, Footwear, Jewellery, Sports Equipment, Electronics & More. 

08

GENERAL

Carpet/ Rugs, Clocks, Outdoor / Entertainment furniture, BBQ, Curtains, Heaters, Light Fittings, Paintings, Telephones, Mobile Phones, Pot Plants & Others. 

 
 
 
 

START CALCULATING  

The Total replacement value of Your Contents

If you don't insure your contents to there real value and something unexpected happens, you may not be able to replace all you have lost. As the 'Sum Insured' in your policy is the maximum amount you can claim, it's very important that your are adequately insured, and have enough cover to cope with a serious loss. Start calculating to work out your sum insured - the total amount of all the items added together.

 
 
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Contents Insurance 

Type of losses you can claim on

 

Make sure you keep your policy up to date and keep some proof of ownership or value like a receipt. You want to be able to replace the items fast, with as little hassle as possible.

 
 

Damaged, Stolen, Misplaced or Natural Disaster.

 

When a sudden or unforeseeable event occurs causing an item or Items in your contents insurance policy to become misplaced, stolen, damaged or experience a natural disaster the item will be covered per the terms previously agreed upon with your insurer.

 

Partial loss

Occurs when some of the contents listed on your policy are destroyed. A partial loss means that you do not exceed your sum insured.  

&

Total Loss

Refers to the result of completely exhausting the sum insured, meaning you are fully paid the vaule of the previously agrred sum insured. 

 
 
 
 

Talk to an Advisor

Contents Insurance provides cover in the event of a total loss of your sum insured or a stolen, damage or misplaced item within the policy. Should something unexpected like burglary or flooding strike your possessions, we can help you. Use the calculator above to help determine the correct sum insured to cover a total loss. To make sure you are sufficiently insured contact one of our advisors.

 
 
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Further Personal Insurance Options