Business assets insurance (also known as Material Damage Insurance) covers losses or damage to your commercial buildings, contents, plant, stock and other assets, from either fire, flood, burglary, earthquake or other unforeseeable events. 2 Min Read

Business interruption insurance covers you for the loss of income when your business has been interrupted as a result of an unforeseen event. When your business suffers from an interruption, the financial impact can be greater than the physical one.

Financial obligations still continue when an interruption occurs. Business interruption insurance helps to minimise that financial impact helping your business recover quicker from the unforeseen event. 2 Min Read

Cyber insurance helps protect against the high risks within your modern business. There are no boundaries when it comes to cybercrime. 2 Min Read

Travelling on business comes with a host of common and complex risks. 2 Min Read

Commercial Motor Vehicle Insurance is important - the longer one of your vehicles is off the road the more money your business could lose. 2 Min Read.

Whether you move commercial vessels, watercraft, moving cargo, or running a marina, the marine insurance Cartwrights offers can help you. We can give you advice on the different marine insurance policies to give you the protection and security you need to keep your business risk to a minimum. 2 Min Read.

Protect your residential and commercial construction projects with comprehensive Contract Works cover. 2 Min Read.

Peace of mind for your business. Professional indemnity protects you and your company against allegations of professional negligence. A small mistake could be a costly mistake for your business. Professional indemnity insurance helps protect your assets and brand if your advice or services cause a client to take legal action against you. 2 Min Read

Alternatively, known as Broadform Public & Products Liability Insurance. General liability insures your business for legal liability - for accidental injury to a third party or damage to their property. 2 Min Read

The complexity and risks of running a business in New Zealand’s highly regulated environment are increasing. Statutory liability provides cover for a company, directors, officers and employees where they have unintentionally broken the law and face criminal prosecution that could lead to fines and penalties imposed by the courts. It also covers the legal costs of investigating and defending claims. 2 Min Read

Employers liability insurance is recommended to cover you and your business against claims from employees. Protection from the loss of legal liability and associated legal costs for an injury or illness to an employee - When not covered by ACC. 2 Min Read

Directors and Officers (D&O) Liability policies offer liability cover for company managers to protect them from claims which may arise from the decisions and actions taken within the scope of their regular duties. 2 Min Read