Protects you and your company against allegations of professional negligence. If you provide professional advice to clients or design solutions you could have claims against you.
Even if you’re not at fault, you may have to spend significant amounts on legal fees to prove that the liability isn’t yours.
This policy provides cover for the risks associated with offering advice, services or design based on expert knowledge for which you receive a fee or have a professional duty. It protects you from allegations of breaching your professional duty and covers your legal defence, including any awards made against you. Some policies also extend to cover investigations and compensation orders by regulatory authorities.
Who can benefit
architects and engineers
lawyers and barristers
real estate agents
software and website designers
property surveyors and valuers
medical & Health Professionals
In service-based businesses and consultancies, your reputation means everything.
It can take years to build a strong professional standing, but an accusation of negligence, professional misconduct, or a breach of your duty of care can destroy it in weeks, or even days. Professional Indemnity Insurance gives you the peace of mind to operate your business confidently in the knowledge that you’ll be covered if any inadvertent mistakes or dissatisfied clients come back to hound you. This insurance covers both the cost of defending the claims and any damages payable.
Are you seen as an expert?
If you are seen as an expert in your professional area you should have indemnity insurance. Cartwrights have experienced advisors who understand the ins and outs of professional indemnity insurance, contact us to make sure your advice is protected.