Contracts Works

Protect your residential and commercial construction projects with comprehensive Contract Works cover.


If you are building, renovating or altering a property you need to have insurance that will protect your investment.

Contract works insurance policies are designed to reflect the requirements of leading construction contracts, but can be tailored to meet your specific contract requirements.

Contracts works insurance helps protect your new investments and meet the legal requirements of the contracts that may be in place.


Single Project

Recommended for new construction projects as well as renovations. This cover is suitbale for all types of one off projects 



Annual Projects 

Ideal cover for a builder, or tradesmen who carry out multiple projects throughout the year.  Taking out this cover saves having to arrange a single project policy for each and every contract you undertake.


Contracts Works 

Can include


Cover for all parties required to be insured in terms of the construction contract. We can arrange cover for the contractors and sub-contractors.


Cover for the increased reconstruction costs ( beyond the original construction costs ) following accidential loss. 



Cover for additional costs incurred following accidental loss. Can include expedition, clean-up , debris removal and additional professional costs. 


Cover for the testing and commissioning of new plant and equipment.


Talk to an advisor

By taking a contracts work policy out you are protecting you asset from the unexpected, talk to one of our advisors today about how Cartwrights can help you elminiate these risks.